What is motor legal protection? – Motor Legal Protection, also called legal expenses insurance, is usually sold as an add-on policy separate to your motor insurance policy. They are for assisting you in recovering any losses or expenses you may incur after an accident that was not your fault, such as lost earnings, taxi fares, hire car costs, treatment costs etc. They usually cost around £30 a year per vehicle. Now there is a free alternative which does exactly this. Welcome to Free Motor Legal.

Regardless of how many cars, vans or motorcycles you have, you can only drive one at a time, so by joining Free Motor Legal households with more than one vehicle enjoy multiple savings.

We provide a free alternative to motor legal protection for car & van drivers as well as motorcyclists in England, Scotland & Wales

So how does it work?

  • You join up for free by clicking the “sign up” menu at the top of this page.

  • We email you your membership documents (we are a paperless organisation).

  • If you are involved in an accident that was not your fault, you call our freephone number before calling your insurers.

  • Legal assistance to get you compensation for financial losses and compensation without any fees or deductions.

  • Our partners arrange to have your vehicle damage assessed and a like-for-like replacement vehicle while yours is fixed.

All for free!

How does it work
You save £30 per vehicle you insure per year, every year for life
How does it work
As you are not claiming from your own insurer, you don’t affect your no claims bonus.
How does it work
You can avoid paying an insurance excess.

FreeMotorLegal was set up to save motorists money.

Lee Jones has been in this industry for over 20 years, working for both insurers and law firms dealing with claims for people who had motor legal protection. The reality was that even though the clients had legal cover, the actual insurers of the legal protection policies would rarely pay any legal fees out to the solicitors doing the work. It was just a money maker for insurers and brokers earning big commission fees from the law firms that were appointed under the policy. This is why these policies always dictate that you must use the lawyer appointed by them.

He felt there had to be a better way of operating. So he did something about it.

Free Motor Legal was established in 2012 to provide motorists in England, Scotland & Wales with a way of making sure they had all the necessary assistance after a non-fault collision, but without the need to charge them for an annual policy. And it’s working! Here’s what some of our members have said to us: